Axis Bank Buzz Credit Card

The Axis Bank Buzz Credit Card is a co-branded credit card that offers a host of benefits to its users. Co-branded with Flipkart, one of India’s leading e-commerce platforms, the Axis Bank Buzz Credit Card provides customers with a range of exclusive offers and rewards when they shop on Flipkart. In this comprehensive guide, we will take a closer look at the various features of the Axis Bank Buzz Credit Card.

Key Features

The Axis Bank Buzz Credit Card comes with a host of features that make it an attractive option for shoppers. Here are some of the key features of this card:

1. Welcome Offer: The card comes with a welcome offer of Rs.1,000 Flipkart voucher. You can redeem this voucher on your first transaction on Flipkart.
2. Rewards Program: With the Axis Bank Buzz Credit Card, you earn 1 reward point for every Rs.200 spent on all purchases. However, you can earn 5X reward points when you shop on Flipkart.
3. Discounts and Cashbacks: The card provides exclusive discounts and cashbacks on Flipkart. You can get a discount of up to 5% on Flipkart purchases.
4. Fuel Surcharge Waiver: The Axis Bank Buzz Credit Card offers a fuel surcharge waiver of 2.5% on all fuel transactions in India.
5. Dining Delights: You can enjoy up to 15% off on dining bills at partner restaurants across India.
6. Zero Liability: The Axis Bank Buzz Credit Card comes with zero liability in case of fraudulent transactions.

Fees and Charges

Before applying for any credit card, it is important to understand the fees and charges associated with it. Here are the fees and charges associated with the Axis Bank Buzz Credit Card:

1. Joining Fee: The joining fee for the card is Rs.750.
2. Annual Fee: The annual fee for the card is Rs.750.
3. Finance Charges: The finance charges on the card are 3.50% per month.
4. Late Payment Charges: The late payment charges on the card are 15% of the total amount due subject to a minimum of Rs.100 and a maximum of Rs.750.
5. Over Limit Charges: The over limit charges on the card are 3% of the over limit amount subject to a minimum of Rs.500.
6. Cash Withdrawal Charges: The cash withdrawal charges on the card are 2.5% of the withdrawn amount subject to a minimum of Rs.250.

Eligibility Criteria

To be eligible for the Axis Bank Buzz Credit Card, you need to meet the following criteria:

1. You should be a resident of India.
2. You should be between 18 and 70 years of age.
3. You should have a good credit score.
4. You should have a stable source of income.

How to Apply

You can apply for the Axis Bank Buzz Credit Card online by visiting the Axis Bank website or by visiting the nearest Axis Bank branch. You will need to provide your personal and financial details, along with supporting documents, to complete the application process.

The Axis Bank Buzz Credit Card is a popular credit card in India, designed specifically for online shoppers. This credit card offers a host of benefits and rewards that make it an attractive choice for those who love to shop online. In this article, we will take a closer look at the Axis Bank Buzz Credit Card, its benefits, rewards, fees, and eligibility criteria.

Benefits of Axis Bank Buzz Credit Card

The Axis Bank Buzz Credit Card comes with a range of benefits, including:

1. Welcome Offer:Credit Card offers a welcome gift voucher from Flipkart worth Rs. 1,000 upon payment of the joining fee.
2. Reward Points: The cardholder earns 2 reward points for every Rs. 200 spent on the card. These reward points can be redeemed for a range of exciting gifts and vouchers.
3. Flipkart Vouchers: The cardholder can earn Flipkart vouchers worth Rs. 7,000 in a year. These vouchers can be used to purchase products on Flipkart.
4. Fuel Surcharge Waiver: The cardholder can enjoy a fuel surcharge waiver of 1% on fuel transactions.
5. Dining Discounts: The cardholder can enjoy discounts of up to 15% at partner restaurants.

Rewards Program

The rewards program of the Credit Card is designed to offer maximum benefits to the cardholder. The cardholder earns 2 reward points for every Rs. 200 spent on the card. These reward points can be redeemed for a range of exciting gifts and vouchers. The cardholder can earn Flipkart vouchers worth Rs. 7,000 in a year. These vouchers can be used to purchase products on Flipkart.

Fees and Charges

The Credit Card comes with a joining fee of Rs. 750. The annual fee for the card is Rs. 750. However, the annual fee can be waived off if the cardholder spends Rs. 1,00,000 or more in a year. The interest rate on the card is 3.25% per month.

Eligibility Criteria

To apply for the Axis Bank Buzz Credit Card, the applicant should meet the following eligibility criteria:

1. The applicant should be a resident of India.
2. The applicant should be between 18 and 70 years of age.
3. The applicant should have a good credit score.
4. The applicant should have a stable income source.

Conclusion

The Credit Card is an excellent credit card for online shoppers. It offers a range of benefits and rewards that make it an attractive choice for those who love to shop online. The rewards program of the card is designed to offer maximum benefits to the cardholder. The card comes with a reasonable joining fee and annual fee.be waived .off if the cardholder spends Rs. 1,00,000 or more in a year. If you are an online shopper, the Axis Bank Buzz Credit Card is definitely worth considering.

The Credit Card is an excellent choice for those who frequently shop on Flipkart. With its rewards program, discounts and cashbacks, and fuel surcharge waiver, the card offers a range of benefits to its users. However, it is important to understand the fees and charges associated with the card before applying for it.

FAQ’S

Q: What is the Axis Bank Buzz Credit Card?

A: The Credit Card is a credit card designed for online shoppers. It offers a range of benefits and rewards, including welcome offers, reward points, Flipkart vouchers, fuel surcharge waivers, and dining discounts.

Q: What are the benefits of the Axis Bank Buzz Credit Card?

A: The Credit Card offers a range of benefits, including welcome offers, reward points, Flipkart vouchers, fuel surcharge waivers, and dining discounts. It is designed specifically for online shoppers, making it an excellent choice for those who love to shop online.

Q: How do I apply for the Axis Bank Buzz Credit Card?

A: You can apply for the Credit Card online on the Axis Bank website. You will need to provide your personal and financial details, along with supporting documents such as proof of income and address.

Q: What is the joining fee for the Axis Bank Buzz Credit Card?

A: The joining fee for the Credit Card is Rs. 750.

Q: Is there an annual fee for the Axis Bank Buzz Credit Card?

A: Yes, there is an annual fee of Rs. 750 for the Credit Card.

Q: Can the annual fee be waived off?

A: Yes, the annual fee can be waived off if the cardholder spends Rs. 1,00,000 or more in a year.

Q: How many reward points do I earn for every Rs. 200 spent on the Axis Bank Buzz Credit Card?

A: You earn 2 reward points for every Rs. 200 spent on the Credit Card.

Q: Can I redeem my reward points for Flipkart vouchers?

A: Yes, you can redeem your reward points for Flipkart vouchers. The cardholder can earn Flipkart vouchers worth Rs. 7,000 in a year.

Q: What is the interest rate on the Axis Bank Buzz Credit Card?

A: The interest rate on the Credit Card is 3.25% per month.

Q: What is the eligibility criteria to apply for the Axis Bank Buzz Credit Card?

A: To apply for the Credit Card, you must be a resident of India, between 18 and 70 years of age, have a good credit score, and a stable income source.